How These Terms Apply to Your Account
When you open an account with us, you enter into an agreement that covers every part of how you use the platform — from your first DANA deposit to any withdrawal you request via OVO or GoPay. We may update these terms when regulations or our
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services change; we will notify you through your registered account before any material change takes effect. Continued use after that notice means you accept the revised terms. These terms do not override applicable local law. Where Indonesian law sets a stricter standard, that standard applies. If
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any clause is found unenforceable in your jurisdiction, the remaining clauses stay in force. We do not collect or process your payment credentials directly — transactions run through the DANA, OVO, and GoPay rails, each governed by their own user agreements in addition to ours. For
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account-specific questions about how a term applies to your situation, reach our support team through the contact paths listed on this page.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.